A recent comprehensive report has shown that dental insurance provides consumers with peace of mind, relief, and cost savings. The report provided an overview of the oral health of Americans. Furthermore, dental insurance was particularly useful during Covid-19. The report also suggests that more people intend to get dental insurance for their children in the next year.
A comprehensive report into the current state of the oral health of Americans has showed that having dental insurance is a huge positive for consumers, and provides them with peace of mind and relief.
In fact, dental insurance also appears to provide emotional and financial benefits too. Therefore, it appears that there are plenty of benefits to having dental insurance.
The report was carried out by Delta Dental. Delta Dental is America’s largest dental insurance provider, with more than 85million Americans covered by them [1].
How does dental insurance work?
Dental insurance helps patients to pay for the professional care that is needed to treat their oral health. Many people find it to be a convenient and cost-effective way of ensuring that their oral health remains strong.
There are different types of insurance, with various plans and formats existing. Most plans provide patients with cover for regular examinations and treatments like cavity fillings.
The care may go further, depending on the type of plan a patient has. There are a range of different providers to choose from, including large and small companies.
When contemplating getting dental insurance, it is important to consider your budget, along with your oral health history. Moreover, if you have a family, you may be able to get your entire family insured.
Key Findings from the report
The report – called the 2022 State of America’s Oral Health and Wellness report – was created by Delta Dental [2]. The research involved over 2,000 American adults and parents of children aged 12 and younger [1].
The participants were asked a range of questions. Many of these focused on dental insurance – which is an interesting topic, as far from everyone has insurance. For example, in the United States, approximately 25% of adults have no dental insurance [3].
However, the findings suggest that dental insurance has a very positive effect. 94% of respondents believe that dental insurance saves them money [1]. Furthermore, 91% of respondents believed that the cost of the plan was worthwhile [1].
Further to the above, cost is obviously an important consideration for many. In fact, in Canada, almost 25% of Canadian citizens avoided seeing a dental professional due to concerns over the cost in 2018 [4]. It appears that fears of insurance plan costs being high remains.
The report also suggested that having dental insurance over the Covid-19 pandemic was very useful. The rapid spread of Covid-19 resulted in routine dentistry being stopped. But when dentistry started again, those with dental insurance were in a positive position.
81% of adults and 88% of parents agreed that having dental insurance during Covid-19 provided them with peace of mind [1]. This is very good, given the struggles that everyone went through during the pandemic.
Interestingly, the research also found out that, partly due to the pandemic, that 69% of parents with a child not currently covered by dental insurance is hoping to get coverage for them in 2022 [1]. The findings definitely suggest that Covid-19 led many people to re-assess their oral health.
Summary
Overall, those with dental insurance typically had less stress, better peace of mind and benefitted financially from having coverage. The range of benefits associated with dental insurance may result in more people signing up.
James W. Hutchison is the President & CEO of Delta Dental [1]. He commented on the findings of the report [1]. Hutchison mentioned that his company are looking to extend their “person-centered care” [1].
His company also partners with “oral health professionals and the public” to continue the “development of enhanced dental plans focused on person-centered care” [1].
Hutchison concluded by saying that insurance plans are “based on a person’s health needs and provide the extra care to enrich overall health and quality of life” [1].
The findings certainly suggest that insurance helps many Americans, whether this be through the actual care, or the peace of mind it gives them.
To read the full report, please follow the link: https://www.deltadental.com/us/en/state-of-americas-oral-health-report.html [2].
Thinking points…
1) Cost is clearly an issue for many people when it comes to the dentist. However, here at Savanna Dental, our costs are in line with the Alberta Dental Fee Guide. Therefore, we offer transparent, competitive and reasonable costs for our patients. We recommend attending our dental clinic, where we can assist you with your oral health and provide a treatment plan if necessary. You can read more about us on our website https://savannadentalclinic.ca.
2) For those that are uninterested in dental insurance, it puts an important focus on strong oral health. Therefore, so that you can try to avoid dental problems, ensure you look after your mouth by having excellent oral hygiene, as this can help keep your oral health strong. Remember to attend check-ups, as this can help to identify any problems. We recommend booking an appointment now!
What we offer at Savanna Dental
Savanna Dental is a Calgary dental clinic that provide its patients with a range of treatment options and advice aimed at improving oral health.
It is crucial to brush your teeth at least twice a day and to floss regularly. Moreover, eating healthily and trying to avoid sugary foods and drink is important.
We advise our patients to attend our Calgary-based dental clinic twice a year for a regular dental check-up. When problems are detected, we have many treatments available. For instance, these include cavity fillings and root canals.
Here at Savanna Dental, we also have some cosmetic treatments available! These include dental implants, tooth whitening and Invisalign™! Many people find that these treatments have a positive impact on their appearance, confidence and self-esteem.
In addition, all of our services at our Calgary dental clinic Savanna Dental are in line with the Alberta Dental Fee Guide.
We would love you to visit our Savanna Dental clinic in Calgary! You can find out more about us by visiting our website https://savannadentalclinic.ca.
References
[1] Delta Dental Plans Association. (2022). 89% of U.S. adults agree having dental insurance provides peace of mind according to Delta Dental study. Available: https://www.prnewswire.com/news-releases/89-of-us-adults-agree-having-dental-insurance-provides-peace-of-mind-according-to-delta-dental-study-301602993.html. Last accessed: 19th August 2022.
[2] Delta Dental. (2022). The 2022 State of America’s Oral Health and Wellness Report. Available: https://www.deltadental.com/content/dam/ddpa/us/en/press-releases/DDPA_State%20of%20Oral%20Health%20Report_2022-Release.pdf. Last accessed: 19th August 2022.
[3] Colonial Insurance. (2018). The Surprising Truth About Dental Insurance. Available: https://www.coloniallife.com/employer-resource-center/2018/april/the-surprising-truth-about-dental-insurance. Last accessed: 19th August 2022.
[4] Statistics Canada. (2019). Health characteristics, annual estimates. Available: https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1310009601. Last accessed: 19th August 2022.
